Tips for The Average Joe

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7 Identity Theft Protection Strategies you need to Know About
Identity theft can be described as any type of crime where a person uses another person’s data to deceive and commit fraud. identity theft can affect your credit score and prevent you from qualifying for loans and mortgage. This article discusses some tips to keep you safe. You should read more here to learn how you can get your life back.
You should review your credit card and bank statements each and every month. This will help you know if there are any charges unexpected charges and activities or not. Ensure that you contact the bank once you find out something that you didn’t authorize. You are advised to put a reminder in your calendar to sign up for emails once the statement is ready. This is one of the safest strategies. If you click here, you will be able to learn more strategies.
The use of a strong password is also an important strategy. Keep in mind that identity thieves can easily guess your password to access important services. Some people use simple passwords due to the fact that they are easy to remember. They use the same passwords when login into different websites. This is risky because they can use one password to access your most important information. You can prevent this by using a strong password that is combined with letters, symbols and numbers.
Turn on 2-factor authentication where possible to add security. This one generates a one time code when you log into the services. Your account will have more security because no one will log in without a code.
Reviewing your credit annually is another strategy to keep your account safe. When credit reporting bureaus send you a free credit report, be keen to ensure that there is nothing that is out of place. If you find debts that you didn’t authorize, contact the credit bureau to have them removed.
Ensure that you freeze your credit with credit reporting bureau. This will prevent other people from requesting your credit report or even looking at it. No one will be allowed to apply for a loan or a new credit card. Credit bureau will issue you with a pin which you will use to verify your identity if you decide to unfreeze.
The next thing is picking up your mails quickly. You need to understand that thieves use the easiest ways to steal your data. They can steal your credit cards, bank statements and personal information from your mail. Pick up your mail as soon as it is delivered so nobody else can access it.
You need to be smart about cybersecurity. You should know that the internet can pose many threats. You may receive emails from a fake website and enter your details thinking that it’s from a real website. The details are therefore sent directly to the scammers. Avoid clicking links from emails you didn’t expect.

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